Temporary car insurance


Kia Rio it is possible to pay by card


If i pay by card full amount it will charge me £67 transaction fee

How to measure mileage

low mileage is typically 4000
not exactly but if you drive on weekends only it will be 5000 max

well if you were driving at max speed 30 mph in one hour

in reality you probably did 10 miles each hour

so 40 hours – 400 miles MAX

driving in town or city is slow

How to save on car insurance

1. Engine size – 1.4 engine is chepaer car insurance than 1.6. Anything above 1.6 is expensive (tip given by a colleague)
2. Annual mileage – 5000 miles a year is cheaper insurance than 9000 miles a year. If you drive on weekends only it will be 5000 max (tip given by a colleague)
3. Pay annually – then it doesn’t treated as a credit. In that case no credit score hard search. If you pay monthly it can be treated as a loan and you will be credit-checked and it may leave a mark/affect your credit score
4. Getting insurance 20-26 days ahead is the optimal time and can save money

Pinner Driving Test Routes Pdfs


If feels dizzy in a car

In case i feel dizzy in a car i need to take sugar or sugar drink. GP Carmen Corina-Corcoza told me this recomendation

Car with armrest candidates to buy shortlist

Kia Rio
Toyota Auris (+ Road tax £0;Hybrid Petrol/Electric engine, -Hand brake located almost vertically)
Toyota Corolla
Honda Civic
Honda Insight
Vauxhall Astra
Ford Focus
Honda Jazz year 2014 (has high armrest), year 2017 (has armrest framing hand brake)
Mazda Tamura

Additional cars:
Volkswagen Bora
Audo A1/A3
BMW 116 i

p.s. I would go for Toyota or Honda – very reliable and good for fuel economy (tip is given by a colleague)
Vauxhall and Ford are not OK (Tip is given by a colleague and a friend)

Buy car insurance before buying a car

Unlike america in the uk youve gotta get the insurance for your self for a specific car. You have to have insurance that actually covers the car. Otherwise, the car isnt insured.

Method 1:
Often if you have fully comprehensive insurance on an existing car you are covered to drive other cars.
You could buy a temporary cover https://www.rac.co.uk/insurance/test-drive-insurance

Method 2:
1. Go to dealer and find a car you want to buy
2. Write down it’s registration number
3. Go to insurance company website, write registration number and when did you buy the car..click on not bought yet. Thats how you check the insurance before buying the car.
4. (Optional) Keep in mind, some car sellers give you free 7 days of car insurance for you so you can drive it home straight way and get the insurance the next day or whatever (mainly on new cars). Its always worth asking if the garage does that.

Car buying checks

Buy a car from a dealer, otherwise check all the following yourself. Check the following paperworks:

1. The vehicle registration certification (V5C).
Typically a red and blue piece of paper, it shouldn’t be a photocopy or computer print out. And the document serial number needs to be checked https://www.gov.uk/checks-when-buying-a-used-car.

V5C checks:
Vehicle Identification Number (VIN) same as stamped on the car
Engine number same as the one stamped on the car
Recorded keeper’s information is the same as the person selling the car

2. Examine the car’s service history
Ideally the previous owners of the car will have had the vehicle’s service book stamped by a garage each time it has been serviced. Better still (ещё лучше), there should be accompanying invoices that tally with the stamps and detail the work carried out. Even better still, the service book will have been filled out with the car’s VIN and engine numbers when it was first sold.

3. It’s a good idea to ask to see current and past MOT certificates. Every car over three years-old must have an MOT to help maintain its roadworthiness, and every certificate will show the car’s mileage when it was inspected, helping verify that it’s reliable. Validate vehicle MOT and road tax https://vehicleenquiry.service.gov.uk

4. Do a data check. A data check costs just £20 and can reveal if a car has been declared a write-off following accident or mechanical damage, or is owned by a finance company rather than the vendor.
It could be a car which is being sold because of debt by owner (outstanding finance) to a financial company. Drivers who buy such a car unwittingly face it being rightfully repossessed by the finance company.
Another is, car can be stolen and is possibly being passed off as another vehicle – known as cloning.

5. Pay for an expert inspection. I can ask Azad for a car inspection or take it to local garage and pay for inspection. Ask seller that buying condition if seller deducts the cost of inspection from the price of the car.

6. Get a receipt of purchase. Any reputable garage will provide a receipt for a used car but private sellers may not think to do so. Insist they do give you a receipt. It should list the make and model of car, registration number and VIN, mileage at the time of sale, agreed fee and dated signatures of both the vendor and purchaser.

7. Inspection checks:
Is the mileage consistent with the age and look of the car?
Check the mileage on the car against MOT tests certificates and service records if they have them.

Is the paint finish even, or can you see panels that look different?

Do the tyres have sufficient tread? If they are low they will need replacing either immediately as it’s illegal to drive if tyre thread is less than 1.6mm depth.

Is the spare tyre, jack and the vehicle’s toolkit present?

Are the seatbelts functioning and undamaged?

Do any fault lights appear on the dashboard? Check against the manual.

Are your washers and wipers functional?

Are all lights functioning? You may need someone else to help you with this, or simply ask the owner to activate them all while you inspect from outside.

Do all the locks, windows and internal controls for air conditioning, demister, radio and so on work properly?

Signs of rust:
Look in the boot and under the bonnet. Are there signs of unusual welding or rust?
Are there signs of rust under the footwell mats or under the car?

8. Test drive – Do the same route as on practical driving test from Pinner Driving Center to Bushey then back to Pinner via Northwood. Check steering wheel vibration, brakes, handbrake, how the car accelerate and speed 40 and 50 miles per hour drive

Car running costs

Car running costs estimate calculator

Car insurance – Which will be expensive for new drivers, especially the under-25s.
Road tax – Unless you’re getting a car in Vehicle Excise Duty (VED) band A, an electric vehicle, or one built prior to 1973, you will have to pay road tax.
MOT test – After a car is older than three years it must undergo an annual MOT test to ensure its roadworthiness, and any maintenance needed to make it fit for driving has to be carried out.
Tyres – These will need replacing, because driving with tyres that have insufficient tread is illegal and can result in a fine and points on your licence.
Fuel – Obviously you’ll need fuel if you want to drive anywhere.
Conclusion: A major part of your running costs will be insurance and tax